أحمد الخميسي

قالت مصادر مسؤولة من مصرف ليبيا المركزي، رفضت ذكر اسمها، لـ“العربي الجديد“، إن حسابات مصرفية تم تجميدها مؤخرا، تدار بدون رصيد وتحصل على اعتمادات مستندية دون وجود تغطية مالية كافية لبعض الأشخاص والمؤسسات، مشيرة إلى أن التجميد سيستمر إلى حين استكمال التحقيق وتحويل الأمر إلى النيابة العامة.
وجمّد مصرف ليبيا المركزي 10 حسابات مصرفية لجهات اعتبارية، إضافة إلى 141 حسابًا مصرفيًا، بمصرف الوحدة، على خلفية عمليات مصرفية مشبوهة تتمثل في واقعة الصكوك تحت التحصيل بفرع بنغازي لأشخاص ومؤسسات، وفقاً لكتاب إدارة المصارف والنقد بمصرف ليبيا المركزي إلى مصرف الوحدة المؤرخ بتاريخ 29 مايو/أيار عام 2024.
وقال الخبير المصرفي والمستشار السابق بمصرف ليبيا المركزي، محمد أبوسنينة: “المقاصة الصفرية” لها مخاطر عديدة لا تقف عند المصرف الذي تكتشف به، وإنما يمتد أثرها إلى مصارف أخرى، مما قد يعرّض القطاع المصرفي لمخاطر نظامية.
اقتصاد ليبيا: إنفاق مواز وعملة “مجهولة المصدر“
وأوضح الخبير المصرفي الليبي لـ“العربي الجديد” أن العمليات المشبوهة يترتب عليها خسائر فعلية على المصرف.
وأضاف: إن الإخفاق في الاحتفاظ بنسبة السيولة المقررة أو الإخفاق في الاحتفاظ بالاحتياطي النقدي الإلزامي المحدد من قبل المصرف المركزي، أو مخالفة أحكام قانون المصارف، يترتب عليه تعرّض المصرف المخالف لغرامات مالية وفقا لأحكام القانون رقم (1) لسنة 2005 وتعديلاته.
وطالب بضرورة اتخاذ الإجراءات الصارمة تجاه المصارف المخالفة، بغية حماية أموال المودعين وسلامتها والمحافظة على حقوق المساهمين.
وفي السياق نفسه، أصدر مصرف الوحدة بيانًا حول حادثة المقاصة الصفرية، أوضح فيه أن مشاكل التلاعب وتعثر الوفاء بالالتزامات، تعد من أهم المخاطر التشغيلية المرتبطة بأعمال المصارف التجارية، ومصرف الوحدة ليس بمنأى عن ذلك، مضيفاً أن العمل في القطاع المصرفي يشوبه العديد من المخاطر نتيجة لطبيعة السوق، وطبيعة عمل المصارف في كافة أنحاء العالم.
تجميد حسابات مصرفية لعدة شركات
وتعرضت العديد من الشركات الليبية لتجميد حساباتها في مصرف الوحدة، مع خصم مبالغ من هذه الحسابات دون توضيح الجهة التي خصمت. هذا الإجراء تسبب في استياء واسع بين أصحاب الشركات، الذين اتهموا المصرف بالتلاعب بأرصدة المواطنين.
وقال المصرفي معتز هويدي، إن تجميد الحسابات كان نتيجة لمراجعات أجرتها وحدة المعلومات المالية في مصرف ليبيا المركزي، التي كشفت عن عمليات مصرفية مشبوهة، تشمل صكوكاً تحت التحصيل في فرع رجال الأعمال في بنغازي.
وأضاف لـ“العربي الجديد” أن أحد أسباب حدوث تجاوزات كهذه هو إقفال المنظومة المصرفية بين الشرق والغرب مند عام 2015، وبالتالي تغذية حسابات بعض زبائن المصرف بمبالغ غير مستحقة لهم بالخطأ، وتمرير صكوك واردة عن طريق المقاصة ولا يقابلها رصيد يسمح بخصمها لدى الجهات المحسوبة عليها.
ومن جانبه، رأى المحلل الاقتصادي على الزليطني، خلال حديثه لـ“العربي الجديد“، أن الانقسام السياسي وراء ظاهرة التلاعب في الحسابات المصرفية، مشيرا إلى أن عدم الاستقرار يؤثر على الأداء الاقتصادي ويزيد مخاطر تعرّض المصارف للصدمات.
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Think About a workout that mixes the strength-building prowess of powerlifting with the muscle-sculpting benefits of bodybuilding.
It Is like getting the best of each worlds—strength and aesthetics—all rolled into one dynamic workout.
Deathdealer is a energy program influenced by 5/3/1 BBB and Simple Jack’d.
Like 5/3/1, it’s run in 3 week cycles, has one focus carry (i.e.
T1 lift) per training session, and makes use of coaching maxes.
Having a given variety of aim reps for your T2 carry, to
be completed in any number of units, is borrowed from Simple
Jack’d. Even for skinny, out-of-shape novices who are starting from scratch,
most of them will be ready to learn the barbell lifts
within a quantity of weeks.
Instead, intermediate to advanced lifters will get the most
out of a powerbuilding exercise routine.
Powerbuilding, a coaching philosophy that merges
the strength-focused strategies of powerlifting with the aesthetic
aspirations of bodybuilding, presents a singular set of
advantages and challenges. Understanding these might
help you determine whether or not powerbuilding aligns along
with your health objectives and way of life. The thought is to make use of
this day to “roam” or concentrate on muscle groups needing extra
quantity for development, thereby ensuring a balanced and complete
approach to muscle growth. By structuring the week around the
major powerlifting movements and incorporating devoted accent work, the routine addresses the development
of both strength and muscle measurement comprehensively. The inclusion of the roaming hypertrophy day adds a versatile part that allows
for personalization and a focus to particular person wants,
guaranteeing that no muscle group is left behind.
Furthermore, it includes completely different exercise “plugins”
that let you customise the program to your specific
wants.
As lifters approach the 90% vary of their one-rep max, each muscular and nervous system
fatigue turn out to be vital. To optimize recovery, it’s
clever to schedule rest days strategically inside the coaching program, perhaps limiting muscle teams from frequencies inside
2-3 days. When it comes to the design of a powerlifting program, there’s no need
to reinvent the wheel.
One downside to this program is that although it’s claimed to be
a “powerbuilding” program, every workout is both designed as a “powerlifting” program or a “bodybuilding” program.
So one day could be based mostly on supersets and circuit training, however the next
day would give consideration to powerlifting training with a
low-rep, high-intensity motion. The Energy Power and Fortitude (SPF)
four week powerbuilding program by Brogan Pratt is an off season program for powerlifters designed to help build base energy and work
capability. It can be run as a three day or 4 day program and
resets each four weeks, using an AMRAP set on week 4 to
gauge progress. Push Pull Legs (PPL) packages are a well-liked way to construction bodybuilding, strength training, or powerbuilding fashion programming.
This workout cut up allows for restoration from a certain set of movements whereas nonetheless coaching other movements.
The 4-day exercise program is among the greatest
training splits for anybody with a busy schedule wanting
to build muscle, burn fat, or achieve power.
Its success hinges on a careful balance of rigorous coaching, adequate
relaxation, and precise nutrition, tailor-made to the person’s body and targets.
For these keen to navigate its challenges, powerbuilding can supply a rewarding path to achieving a strong, well-rounded physique and
unparalleled physical capabilities. It requires a mix of dedication, expertise,
and a love for the process. Before diving in, consider your targets, readiness, and the commitment wanted to thrive in such a demanding but rewarding training strategy.
If you’re a novice, you will also be losing your efforts
because you barely have to the touch a barbell to see large energy and muscle gains.
Belief us, you’re better off sticking
with a beginner powerlifting program at first.
The following program was designed specifically to develop uncooked power in professional soccer gamers.
The objective of it was to bodily prepared these athletes to take
care of high-impact nature of the game and likewise enable them to construct maximal energy
for executing their tackles. When an individual reaches this point the place progress has
turn into stunted, a change of coaching emphasis is usually required
(1). Generally, the recommendation is to change the focus to both building power or size.
This flexibility is usually a hindrance to less experienced lifters,
who just like the sound of a templated PPL routine but don’t know how to make one for themselves.
Bred from the popular Reddit person /u/gzcl (also try his weblog and personal
subreddit), these easy to use spreadsheets and calculators are
based on the final “GZCL Method” for powerlifting. We have strict sourcing guidelines and rely on peer-reviewed research,
educational researches from medical associations and establishments.
To ensure the accuracy of articles in BodybuildingReviews, you’ll find a way to read
extra in regards to the editorial course of right here.
If you’ve specific well being issues or need guidance,
don’t hesitate to consult a health professional.
As per The Vitamin Source, professional recommendation may help tailor the
program to your wants, enhancing its effectiveness.
While it’s necessary to push your self, it’s equally essential to listen to your body.
To make certain these two coaching variables are met, packages are designed with using periodization. Designed to increase
energy in only one raise at a time, these plans are excellent
if you should address a weak level or simply want to put all
your effort into just one space of the physique. So what is the true approach to decide should you
aren’t a beginner anymore? As Quickly As you’re unable to proceed adding
weight every powerlifting workout. Jonnie Candito, a particularly profitable and prolific powerlifter in the 74kg and 83kg powerlifting weight courses, developed
a variety of programs beneath his Jonnie Candito Coaching model.
Each powerlifting program below includes a quick description to
offer you a rundown of the options available to you. With
this system, there are not any prescribed
warm-ups or warm-up units.
Afterward, these three lifts are added collectively to characterize the
“total” amount of weight lifted that represents this
athlete’s effort. In essence, Jeff Nippard’s powerbuilding routine, with its emphasis on the “5 missed muscles”
and the inclusion of a “roaming hypertrophy day,” supplies a well-rounded
method to coaching. Addressing these “missed muscular tissues” ensures a balanced physique, contributing both
to the aesthetic side of bodybuilding and the practical power required for powerlifting.
Nippard’s routine incorporates specific workouts focusing on these areas,
typically through accent work following the first strength-focused training.
But this program is so intense, and the workouts take a lengthy time.
You might have to alter the exercise’s intensity, quantity, and length based in your schedule and restoration.
With their combined experiences, Dave and John collaborated
to publish this program as a grasp guide for powerbuilding
programming. Traditional actions just like
the squat and bench use percentages based mostly
in your one rep max. Nonetheless, for accent actions such because the Romanian deadlift
that may not have a one rep max, you employ the RPE scale, which indicates toughness on a 1-10 scale.
All things thought-about, it is a top-tier powerbuilding program.
Development also includes the idea of using more durable exercises that make more sense for your squat, bench and
deadlift. You should do extra easy movements earlier in your development, as it is easier to do excessive quantity with simpler workout routines.
As the program continues, do more durable and extra sophisticated
actions that might challenge your power and may do a greater job bettering your
squat, bench and deadlift. This routine is not only about balancing the demands
of powerlifting and bodybuilding; it’s a structured
yet adaptable framework that caters to the
evolving wants of the lifter. As we transfer into the second phase, the primary
focus shifts from prioritizing power to mixed powerbuilding
workouts.
Exploring the world of on-line workout programs can be a game-changer
in your fitness journey. Whether you’re a seasoned athlete or just embarking on a path to better
well being, the best on-line workout programs could make all of the
distinction. You will use a combination of increasing load and reps on your hypertrophy actions.
Aside from the power actions, you’ll see actions with a rep range, i.e.
3X8-10 or 3X10-12; these are your muscle hypertrophy actions.
On the opposite hand, as you may see beneath, using
5 days allows you to develop extra specific objectives for every coaching session. Operating a 5-day exercise
routine has many benefits when you do it correctly.
Rip and Tear is a 12-week high-intensity strength
coaching program designed for experienced lifters, focusing on the Squat, Bench, and Deadlift (SBD) workouts.
The program construction includes three bench days, 3 squat days, and a pair of deadlift days per week, with optional accent
and hypertrophy work left to the user’s discretion. With only one rest day making it a true 6 day workout routine, it
is just recommended for high-level intermediates or superior lifters.
In powerlifting the reps are fewer and the weights are
heavier in the name of 1 pursuit, to get stronger. In powerbuilding there is a mix between energy
compound lifts with decrease rep schemes and mid-rep vary lifts masking both compound and accent exercises
to increase muscle size. These exercises kind the core of a comprehensive exercise routine,
focusing on specific muscle teams and challenging the physique in unique ways.
This program is an 8 week hypertrophy coaching program impressed by Reddit user and strength
coach /u/BigCoachD. Good for low season powerlifting coaching,
bodybuilding, or anybody seeking to enhance their work capacity
and get larger. A powerbuilding coaching fashion can be good for beginner to superior lifters who desires to achieve energy and muscle.
The following teams of individuals may benefit from a powerbuilding coaching program.
Assume of it as the last word fitness love youngster, designed to offer you both energy and magnificence.
My 12-week Powerbuilding Program is designed to help you achieve exceptional power and muscle growth
via a structured and progressive linear coaching plan. Lyle McDonald’s generic bulking routine (GBR)
is a four day upper/lower break up that focuses on constructing mass.
It is a bulking routine for building mass that is designed to
be run while on a caloric surplus with a weight acquire goal of about 0.5 to 1 pound per week.
It’s one of the better beginner energy training packages I’ve seen, and if
you’re an aspiring powerlifter and bodybuilder, I think you’d
prefer it.
It might even be thought of more effective than Stronglifts
for these reasons. What makes this plan so highly effective is the inclusion of
pyramid technique the place the weight is elevated each set till the last
set the place lifters push themselves for a brand new
personal finest. While it’s true that many powerlifting exercises and powerbuilding routines will get you
some outcomes, not all of them are optimal–not even shut.
In the powerbuilding template supplied beneath,
there are three working sets on compound movements during the
first four weeks of this system. The following 4 weeks will
improve total training volume by including additional units to both energy days and hypertrophy coaching days.
But as you see your progress begin to sluggish, you then swap applications.
This will maintain the features coming and be positive to don’t
burn out or get injured. Beyond a shadow of a doubt, long-term success in powerlifting is
essentially dictated by your ability to remain harm free
whereas continuously progressing.
Sure, barbells and dumbbells shall be your coaching companions, however you ought
to use your physique weight, cables, and machines as accent movements
for a training routine like this. However when you put max effort into any
program, you possibly can expect some kind of outcomes.
In a deload week, you carry out exercises just like what you’ve accomplished in earlier weeks but inside a
lighter range of depth to help with recovery
and growth. Not figuring out tips on how to properly
prescribe relaxation charges could imply you aren’t reaching your full potential in building
size or energy. Since PHAT is a 4-week program,
you could run it for one or two cycles. Afterward, I would suggest moving into another program to offer a special
stimulus for energy and measurement.
At the center of Yoga Burn is the dynamic sequencing method, a confirmed methodology that
promotes wholesome and steady advancement in your health journey.
With three distinct phases, this program is ingeniously crafted to forestall exercise boredom and fitness plateaus.
Noom stands out because of its psychologically informed
approach to sustainable weight loss, providing personalized packages that
adapt to your life-style rather than dictating it.
SPF power constructing is ok to run on either a reduce or bulk, but obviously this program shall be more effective
when you’re working in a calorie surplus. As
we just talked about, your primary software for progressing in your power movements shall be growing the load.
When you start coaching, be certain to warm-up with gentle cardio and stretching.
You also can do one to 2 warm-up sets of every train that can assist you put together for the work sets.
If your work or life schedule requires you to do one thing different, then make your individual
schedule as you need to. The solely rules are you have to not practice more
than two days in a row, and you have to hold the order of exercises.
It is almost universally recognized within the health neighborhood
that resistance training is a useful element of an total fitness plan (1).
Yet many health lovers are reluctant to push themselves
and stress muscle fibers with extra resistance.
Whey protein is an optionally available supplement, but if you’re like
me, it’s just part of your grocery budget.
Kizen is the coaching group founded by Bart Kwan, Omar Isuf, and Michael Farr (aka Silent Mike).
All the powerlifter exercises and routines talked about above are developed by professional
powerlifters, Olympic degree athletes, and world-class trainers.
These programs will definitely ship what they’re designed to
do if you follow them appropriately. And
it won’t be a task to know how to observe these programs
precisely as they’re imagined to be followed since we now have
included a comprehensive guide to each of those applications on our portal.
Right Here is a filtered listing of powerlifting applications that last
for three weeks. The AMRAP units give GreySkull LP a
bit of additional nuance, although. That signifies that if a
newbie is progressing sooner than expected—which is fairly common—the program accelerates to fulfill them there,
permitting for quicker progress.
The primary movements in any powerlifting program, although, are going
to be the squat, bench press, and deadlift. Utilizing more traditional bodybuilding workout routines
as accent workouts to these lifts may help you improve muscle mass and
improve form as well. Since you’re coaching six days per
week, following a well-structured exercise program is important because you can shortly overtrain. Two of the most well-liked 6-day
exercise splits include the upper/lower and push/pull/legs break up.
A 6-day exercise split may be very efficient for
building muscle, gaining strength, and shedding fats, as lengthy as it’s programmed properly.
Powerbuilding exercises sometimes include heavy
compound lifts such as squats, deadlifts, and bench presses for maximal power gains.
These periods also incorporate accessory work centered on hypertrophy
to chisel and define your muscular tissues.
Mechanical rigidity refers to lifting a relatively heavy weight through a full vary
of motion for a certain period of time. The time beneath pressure (TUT) on muscles leads to extra
mechanical rigidity which ought to assist muscle develop.
Push, Pull, Legs (PPL) routines provide a fantastic template for achieving power and
physique targets while remaining versatile enough for the lifter’s preferences.
Traditionally structured as 2 to three workouts per day, this particular
spreadsheet is predicated on Greg Nuckols’ Bulgarian Handbook, which thankfully only calls for no multiple exercise per day.
I would count on this program to improve the squat and deadlift, however
not the bench press or overhead press, which simply can be maintained.
Gaining recognition in recent years, powerbuilding programs are designed to build energy and muscle mass.
By building workouts across the compound lifts (with the
proper load), and including a considerable amount of quantity on accessory lifts,
you get the most effective of both worlds. In essence they are hybrid powerlifting-bodybuilding routines.
The fantastic factor about powerbuilding packages is that you can tailor them
to your particular needs. 6 day workout plans are generally the highest frequency applications obtainable.
Most often these are organized as 6 day PPL or 6 day physique half split routines and are geared toward hypertrophy, although 6 day powerlifting applications do exist as nicely (e.g.
GZCL UHF).
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Side effects are rarely skilled by men or women on Anavar,
therefore how it is FDA permitted in drugs.
Moreover, Anavar additionally helps improve your energy levels,
making staying lively and burning off even more calories easier.
When used correctly, it could allow you to shed weight rapidly and successfully.
One of the principle reasons Anavar is so efficient at burning fat is that it helps to increase your metabolism.
Anavar has a relatively low danger of inflicting virilization in ladies when taken in therapeutic dosages.
This can disrupt exercises, in which case we’ve seen taurine
supplementation (due to its diuretic attributes) effective in reducing muscle fullness and ATP levels within the muscle cell.
A distinct structural difference between the two is how they’re effectively anabolic (causing important muscle-building) while sustaining low androgenicity.
Anavar promotes muscle growth and with good self-discipline and
legit Anavar, one can do an awful lot of changing in a couple brief months.
This is often potential with no prescription, though a Thai doctor also
can issue a prescription in exchange for a small payment.
Anavar’s advantages usually are not overly highly effective, at least compared to other
anabolic steroids; therefore, the side effects are more tolerable for most
customers. Thus, the risk-reward ratio on Anavar is constructive for nearly all of our sufferers.
This is a unique effect in comparison with other anabolic steroids, which typically lower subcutaneous fat whereas rising
visceral fats (5).
Customers must be vigilant about monitoring their liver
well being by way of common blood exams and should think about incorporating liver assist supplements throughout their cycle.
Partaking in the unlawful acquisition or use of Anavar isn’t solely against the legislation but additionally poses severe health risks and ought to be strongly discouraged.
Oxandrolone stands out as a popular complement amongst bodybuilders,
and its effectiveness has been highlighted by way of countless user experiences.
Nevertheless, as with any complement, it’s necessary to proceed with caution and moderation. A thoughtful approach will make positive that Oxandrolone not only contributes to desired muscle development, efficiency enhancement, and fats loss but also ensures a protected
and manageable experience. Anavar is extra generally used for chopping
cycles because of its ability to protect lean muscle mass while selling fat loss.
This disruption in hormonal levels might result in varied adverse effects in each
women and men. I am a muscular guy with much consideration and recognition for my physique.
I started with very little and always put 110% into the gym to get to the place I
am now. From anabolic steroids to SARMs to peptides and
ancillary medicine, I’ve carried out it sooner or later in my life, and I can relate.
Most female Anavar users will not require or want to take
dosages at such a excessive vary, as an alternative sticking to a spread of 5mg to 15mg every day.
This shall be enough for most girls to ship distinctive fat-burning and physique composition enhancements.
Wait 14 days publish cycle to begin restoration and use 50mg/day Clomid
for 20 days and zero.5mg/day Arimidex alongside it.
As previously mentioned, Anavar is an costly steroid due
to BTG monopolizing the market and driving the worth up,
costing sufferers $3.75–$30 per day, relying on the dose required.
Bodybuilders commonly buy testing kits, enabling them to
establish if their Anavar product is authentic. Our group additionally utilizes purity checks to see if doses have
been decreased. Anavar is awesome, but costly, since you need to
take a lot for results. They are additionally not very hepatotoxic, which suggests they
can be utilized for longer intervals at a time.
We might compare Anavar with a protracted list of AAS and different PEDs
if you’re making an attempt to decide on the best compound in your subsequent cycle.
Here, I wish to concentrate on lining it up against two other in style slicing steroids,
plus a famous fat burner. Anavar at 10mg/day for 6-8 weeks is good, and you in all probability
won’t have any unwanted facet effects.
As for the most effective time to take Oxandrolone,
break up it into two doses every day at 5mg/each (once with breakfast and once more earlier than bedtime).
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